Most operators never audit their processing statements. The ones who do are almost always shocked by what they find — because processors are counting on you being too busy to look.
Find Out What They're Taking →
“The most dangerous fee is the one you never notice.”
Processors engineer complexity on purpose. Tiered pricing, interchange-plus markups, batch fees, PCI non-compliance charges — the average merchant statement has 17+ line items, and most operators have never read past the effective rate summary.
That effective rate summary is where they hide it. A 2.9% headline rate can mask a true effective rate above 3.8% once all the fees are factored in. On $200K/month of volume, that's $18,000/year in unnecessary cost.
Typical Statement Breakdown
We eliminate every unnecessary line item. We don't negotiate — we restructure. And we hand you the analysis whether you switch or not.
What You Get
We don't just shop rates — we restructure your entire processing setup to eliminate every unnecessary markup and junk fee. Most clients see their true effective rate cut by 30–50%.
You stay because the economics are undeniable — not because you're contractually trapped. No early termination fees. No rate-lock traps. No games.
Next-day deposits, standard. Your capital stays liquid and working — not sitting in a processor's holding account for 3–7 days while you can't reinvest it.
Real humans. Your account. Same-day issue resolution. No call centers, no ticket queues, no runaround. When something goes wrong, it gets fixed fast.
How It Works
Send us your last 2–3 processing statements. 60 seconds of your time. Everything we need to expose what you're actually paying.
Our team audits every line item — interchange, processor markup, junk fees, rate creep — and calculates exactly what you're overpaying down to the dollar.
We present your numbers clearly. You keep the full analysis regardless. If the deal makes sense, you switch. If not, you walk away with more information than you started with.
Results
Real operators. Real numbers. Zero mercy for bad processors.
Before
After
A 7-location HVAC franchise group in the Southeast was processing ~$340K per month and had no idea they were being systematically robbed.
Their big-bank processor was quietly taking a true effective rate of 4.1% — more than double what they should have been paying. Hidden markups, junk fees, and stealth rate creep were draining $68,000 per year from the business while the owner stayed focused on running operations.
They had never audited a single statement.
Within 48 hours of submitting their statements, we showed them the theft in black and white. They switched 11 days later.
Their old processor never saw it coming — because the owners finally did.
Before
After
An e-commerce brand running $180K/month (spiking to $400K+ in Q4) was being strangled by their processor.
During peak season, funds were held for 5–7 days — critical capital locked in limbo while inventory sat on shelves and sales died. Every day of delay was lost revenue compounding against them.
They were bleeding out from a chokehold they didn’t fully understand.
We took over three weeks before Q4. Next-day funding went live immediately.
The processor’s delay became their greatest advantage.
Free Statement Analysis
You're running a business. Every dollar unnecessarily bleeding to a processor is leverage you don't have. Submit your statement below — we'll tell you exactly what you're losing within 48 hours.
No pitch. No obligation. Just your actual numbers — within 48 hours.